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Olivia Lugo
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Olivia Lugo

Mortgage Advisor
NMLS#: 2585978

Your mortgage journey begins here. Getting started on the purchase or refinance of your home is just a few minutes away. No commitment needed.

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Mortgage Advisor | Real Estate Broker | Bilingual (Spanish/English)

With over 20 years of real estate experience and a proven track record of selling more than 400 homes, Olivia Lugo brings unmatched insight and hands-on knowledge to every mortgage conversation. As a licensed Real Estate Broker, she understands the full lifecycle of real estate—from purchase to investment to long-term ownership.

Holding both an MBA and a B.S. in Criminal Justice, Olivia combines sharp business acumen with a deep commitment to doing what’s right for each client. Whether you’re a first-time buyer or an experienced investor, she specializes in tailored lending solutions that align with your goals.

Fluent in both English and Spanish, Olivia is passionate about building lasting relationships through honest guidance, clear communication, and a stress-free experience from start to finish.

All-in-One Solution

Our Loan Process...

PRE-QUALIFY

A loan prequalification sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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