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Locally engineered mortgage solutions.

As an education based mortgage company we strive to offer you the ideal financing solution for your mortgage needs.

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Welcome to Karbon Financial Group

We’re not your typical mortgage company. With access to over 100 top wholesale lenders, we give you more options, better rates, and faster results—whether you’re buying your first home or your next investment property. Our expert mortgage advisors don’t just close loans—they guide you with clarity, honesty, and five-star service every step of the way.

Low Rates. Trusted Advice. World-Class Service. That’s the Karbon Financial advantage.

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Client Resources

Surf our website to learn about our company, see our loan programs, and request a free consultation.

Mortgage Calculator
Look at different scenarios with our calculators.
Learning Center
Read through the articles to help you learn more about the mortgage process.
Loan Programs
Familiarize yourself with some of the loan programs we offer.
Quote Request
Request a no obligation quote with no credit check required.
No Obligation.
No Credit Check.

Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.

We pride ourselves on excellent communication and easy accessibility when you need us. Our experienced staff is here to guide you every step of the way.

Fill out the questionnaire on this page to start a discussion about your mortgage needs today!

All-in-One Solution

Our Loan Process...

PRE-QUALIFY

A loan prequalification sets you up for a smooth home buying experience.

SHOP

Start working with a real estate agent and viewing homes.

LOAN APPLICATION

A few documents are needed to get a loan file through underwriting.

LOAN PROCESSING

Assemble all the necessary paperwork and details for the underwriter.

UNDERWRITING

They closely evaluate all the documentation in the loan package.

CLOSING

Documents are drawn and sent to the title company for closing.

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