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Understanding the Underwriting Process Underwriting is often the most misunderstood part of the mortgage process. Many buyers hear the word and immediately feel nervous—but underwriting isn’t designed to be intimidating. Its purpose is simple: to confirm that the loan makes…
Pre-Approval Is a Strong Start—But Not the Finish Line Getting pre-approved for a mortgage is a big milestone. It means a lender has reviewed your financial picture and confirmed you’re qualified to move forward. But what many buyers don’t realize…
If you are wondering what happens after mortgage pre-approval, this guide walks you through each step from home search to closing day. Getting pre-approved for a mortgage is a big milestone. It means a lender has reviewed your income, credit,…
Why the First Conversation Matters Your first consultation with a mortgage professional is an important step in the homebuying journey. It’s not a commitment to apply—it’s a conversation designed to help you understand your options, your buying power, and what…
If you have student loans, you’re not alone—and if you’re wondering whether that debt will keep you from buying a home, you’re definitely not alone either. According to a recent study, 72% of student loan borrowers believe their debt will…
Waiting Can Feel Safe—But It Often Comes at a Cost For many potential homebuyers, it can feel tempting to “wait it out”—to hold off buying until prices drop or market conditions feel more favorable. But while waiting might seem like…
It’s easy to scroll through social media and believe investors are driving up home prices. A recent national survey found nearly half of Americans (48%) think big investors are to blame for why housing feels so unaffordable. But here’s the…
Seasonal Shifts in Real Estate As summer winds down and families settle into the new school year, the housing market often experiences a natural shift. September typically marks the transition from the fast-paced activity of summer buying to a steadier,…
After years of low inventory and fierce competition, the market is shifting. For homebuyers, that’s good news. Across the country, more homes are hitting the market, giving buyers something they haven’t had in a while: options. But keep this in…
In Gallup’s most recent annual poll, Americans once again ranked real estate as the best long-term investment—and not by a small margin. This marks the 12th straight year it’s claimed the top spot, beating out gold, stocks, savings accounts, and…
